Saturday, September 29, 2007

On the road again...

Ok- I mostly want to post this here, and hope that I won't have to tell this story a thousand times. As of about 7:30 last night, Rob and I are officially homeless!
Here's the cliff notes version of the story of our house...
We found a house that seemed like it would become our dream home in a neighborhood that we loved back in June (refer back to previous post). The seller's agent assured us that it would be completed by Aug. 17 so that we could move our things in before our wedding on Sept. 1. All paperwork, including the loan, had to processed with my maiden name. A week before our scheduled closing, they called and said the house wouldn't be ready until Aug 31. I freaked out, but we signed the extension and begged them to get it done sooner. Three days before our wedding, the loan officer called and told me we may lose the loan, because my name and marital status were about to change, and we had to be considered as a married couple which would change the structure of our loan. The house still wasn't ready, had to sign another extension. Got married, had a great honeymoon, came back to stay with family for we hoped just a few days. Went back to the mortgage company to revise the paperwork, were asked to lie on the form, we refused; were offered a different loan at a much higher rate, we refused and asked for the disqualification paperwork to be released from the house contract. We filed all the required papers, and the builder denied our request anyway- essentially trying to force us into a loan we didn't like to buy the house we no longer wanted. We had to sign yet ANOTHER extension for the closing date. We consulted a lawyer and decided we didn't want to go to court but would just buy the house and make the best of the situation. After six weeks of waiting and living out of suitcases, every weekend hoping we would move, we finally went to our walk through and inspected the house thoroughly. We gave them our punch list, which the crew worked feverishly on the next day so that we could close at 4:00. Our realtor stopped at the builder's office on the way to the closing and was told "Everything is good to go." Arrived at the closing, where the title company lawyer informed us that based on our punch list, the seller felt like they could never make us happy and they refused to close on the house. I'M NOT KIDDING!!!! After all they drug us and our realtor through, they wanted us to smile and shake hands and walk away friends. It was quite a roller coaster of emotions... not the fun roller coaster that you want to ride over and over, but the old, jerky one that gives you whiplash and makes you nauseous... anger, frustration, hurt, anger. Relief was the feeling that finally settled over us. We can't help but believe that God has protected us from something- either a problem with the house, or a problem with the unethical characters we had to deal with- and we trust that He will provide a better home for us soon. We're anxious to settle in someplace, even if it's just a temporary apartment, and we hope to have that worked out in the next couple of days. We don't fully understand why we had to travel this road, but we're grateful that we reached our destination (even though it's not where we thought we were going!)Praise God from whom all blessings flow, and if you ever hear someone talking about buying a house from Prestige homes, tell them to run far away!!!

1 comment:

David Wike said...

I've got a tent I will loan you . . .